Downpayment for condo in Singapore ordinarily involves twenty five% minimum amount for financial institution mortgage buys, with no less than 5% in hard cash and 20% cash/CPF; for initially housing bank loan, LTV up to seventy five%, Buyer’s Stamp Obligation applies on tiered prices, More Purchaser’s Stamp Responsibility varies by profile; regular new launch booking rate 5% dollars, remainder of 20% upon performing exercises inside possibility period, progressive payment more info by development levels; resale needs Solution Charge (1% dollars) then workout (four% hard cash) and balance; legal expenses, valuation, mortgage duty, and hearth coverage include to upfront charges; similar key phrases incorporate condo downpayment, LTV boundaries, TDSR fifty five%, MSR not relevant to non-public, CPF OA use restrictions, minimum money, ABSD remission for married couples, bank interest charges, lock-in, and pricing sensitivity by district.